Social Justice Issues

June 16, 2006

New Website For Consumers

Filed under: christian social justice — dave @ 10:03 pm

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Website For Consumers

 by: News Canada

  • Does my infant’s car seat meet the latest Canadian safety standards?

  • How can I lower my bank service charges?

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  • My letters of complaint aren’t being answered. Now what?

  • How can I protect myself against consumer scams?

    Getting accurate, reliable answers to these kinds of questions is the name of the game if you want to be a smart consumer. Being informed is especially important if you’re shopping for a big-ticket item like a house or a car, or when there is a risk to your financial security or safety.

    Until now it has not been easy to get answers to all of these questions in one place. Now you can go to the Canadian Consumer Information Gateway, at http://ConsumerInformation.ca.

    The site contains clear, concise consumer information from nearly 300 departments and agencies of federal, provincial and territorial governments in Canada. It is accessible 24 hours a day, seven days a week. It’s the Canadian consumers’ ally on the Web, helping you to protect yourself and become a more confident and more effective consumer.

    The site is easy to navigate as it has both a powerful search engine and a menu of familiar topics to help you. You’ll also find useful help files to answer your navigation questions on-line. If after your search you still need more information, the site lists e-mail addresses and phone numbers for a host of partners’ and province-specific, consumer-focused organizations.

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    About The Author

    News Canada provides a wide selection of current, ready-to-use copyright free news stories and ideas for Television, Print, Radio, and the Web.

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    News Canada is a niche service in public relations, offering access to print, radio, television, and now the Internet media, with ready-to-use, editorial “fill” items. Monitoring and analysis are two more of our primary services. The service supplies access to the national media for marketers in the private, the public, and the not-for-profit sectors. Your corporate and product news, consumer tips and information are packaged in a variety of ready-to-use formats and are made available to every Canadian media organization including weekly and daily newspapers, cable and commercial television stations, radio stations, as well as the Web sites Canadians visit most often. Visit News Canada and learn more about the NC services.

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  • June 13, 2006

    What is the Difference Between a Power Of Attorney and a Guardianship? Which is Appropriate for Someone With Alzheimer s?

    Filed under: christian social justice — dave @ 6:49 pm

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    What is the Difference Between a Power Of Attorney and a Guardianship? Which is Appropriate for Someone With Alzheimer s?

     by: William G. Hammond, JD

    A power of attorney is a legal document in which one person (the principal) authorizes another (the agent) to act on his/her behalf. Financial powers of attorney allow your agent to make decisions regarding your property. Healthcare powers of attorney allow your agent to make decisions regarding your health care needs.

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    A power of attorney permits you to appoint someone else to manage your financial and business affairs when you cannot do it yourself anymore.

    This document can be a lifesaver when crisis situations occur after an accident or illness. The agent can do whatever the document allows, such as withdraw bank funds, pay bills, cash checks, and buy and sell real estate. The power of attorney is less costly and more private than a guardianship.

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    Guardianship, on the other hand, is a legal relationship whereby a probate court gives a person (the guardian) the power to make personal decisions for another (the ward).

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    A family member or a friend can initiate the proceedings by filing a petition in the probate court in the county where the individual resides. A medical examination by a licensed physician may be necessary to establish the individual s condition. A court of law will then determine whether the person is unable to meet the essential requirements for his/her health and safety.

    A conservatorship is a legal relationship whereby the probate court gives a person (the conservator) the power to make financial decisions for another (the protectee). The court proceedings are very similar to those of a guardianship except the court determines whether an individual lacks the capacity to manage his or her financial affairs. If so, the court appoints a conservator to make monetary decisions for the individual. Often the court appoints the same person to act as both guardian and conservator for the individual. Like the guardian, the conservator is required to report to the court yearly.

    With all this in mind, you should evaluate your situation. What would you do if you could no longer handle your own affairs? You may want to consult with an attorney specializing in Elder Law, who will be able to assist you and advise you in this matter. By doing this now when you still have the time, you will save yourself and your loved ones heartache and financial expenses in the future.

    About The Author

    William G. Hammond, JD is a nationally known elder law attorney and founder of The Alzheimer s Resource Center. He is a frequent guest on radio and television and has developed innovative solutions to guide families who have a loved one suffering from Alzheimer s. For more information you can visit his website at www.BeatAlzheimers.com.

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